Refinance Auto Loan - BBB A+ - Save $112 On Average | iLendingDIRECT

Feels like freedom.

Our customers save an average of $112*/month.

Every month, we help thousands of people refinance their auto loans and lower their payments. To see how much you can save, start by filling out our easy online application. We’re with you every step of the way, so we’ll contact you to begin making a plan together.

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Avg. Interest Rate Reduction


Families Helped Since 2015


Avg. Monthly Savings

What We Do

Our Services

Our most popular money-saving service is auto refinance. But we can also help you buy your company car, your leased car, and more. There are so many ways to save.

Auto Refinancing VIEW ALL SERVICES

*This value was calculated by using the average monthly payment savings for all iLendingDIRECT customers from January 1, 2019 through December 31, 2019.
** This value was calculated by using the average interest rate for all iLendingDIRECT customers from January 1, 2019 through December 31, 2019.

Monthly Savings Calculator

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* The calculated monthly payment above is based on the APR, loan term, and loan amount you entered. Your payment may change if any of these terms vary.

APR is the Annual Percentage Rate. Advertised rates depend on the individual's credit and key financing characteristics, including but not limited to the amount financed, term, a loan-to-value (LTV) ratio of less than or equal to 80%, and other vehicle characteristics. A representative example of payment terms are as follows: an Amount Financed of $25,000 with an APR of 7.50% and a term of 72 months would have a monthly payment of $432.25. APRs shown are current as of February 20, 2018 and are inclusive of an automatic monthly payment via Automated Clearing House (ACH). Advertised rates are subject to change without notice.

Savings Stories

The savings can be life-changing. See for yourself.

No two customers are the same. Which is why our Loan Counselors tailor solutions to each individual. See how we've helped all kinds of people in all kinds of circumstances. If we helped them, we can help you, too.


Savings Spotlight

Rosa B.

Location: Maritopa, Arizona

Vehicle: 2015 Nissan Versa

iLendingDIRECT reduced their car payment by:



I definitely recommend.

I thank Manuel Parraga for helping me to refinance my car loans. He always kept me informed in everything. I definitely recommend.

I definitely recommend.

Their professional and friendly agents. They really help you to refinance auto loans. I definitely recommend.

I give [Kara Grant] 5 Stars for her Service and Customer Service!

iLendingDIRECT was surprising very easy to work with and my direct contact, Kara Grant, was very thorough and attentive via email and on the phone. I give her 5 Stars for her Service and Customer Service!