If you are stuck with a car loan that has a high interest rate, you are in luck. iLendingDIRECT exists to refinance auto loans and get you lower interest rates – as low as 1.99%!
Through great programs and relationships with financial institutions, iLendingDIRECT not only helps customers find low-interest rate auto loans and end-of-lease financing solutions at great rates, we also educate customers with strategies that aim to increase their financial well-being, which ultimately leads to greater financial health, higher credit scores, and more savings.
There are a few ways and reasons iLendingDIRECT facilitates a road to lower rates.
By partnering with multiple banks and credit unions, iLendingDIRECT has the ability to provide more financing options at some of the most competitive rates in the industry.
iLendingDIRECT operates at a lower overhead than dealer financing companies and big banks, allowing us to pass on the savings directly to you through lower rates.
iLendingDIRECT can also educate you on ways to increase your credit score quicker, which will help you qualify for even lower rates.
Believe it or not, even borrowers with bad credit can refinance their auto loan at a lower interest rate. Your credit doesn’t have to be a barrier to refinance options, nor should you be stuck with high rates. iLendingDIRECT will take the time to understand your overall financial status by doing a comprehensive review of your situation so we can tailor a plan to your specific needs.
By helping you with strategies to increase your credit score and save more, you not only have an ally that will help you refinance at a lower rate, you have one that cares about your financial success. So even if you have bad credit, you should apply for refinancing, because even a small decrease in interest rates will save money over the term of your car loan.