Car Title Loans - Refinance Auto Loan | iLendingDIRECT

A secured auto title loan is a low-risk way to borrow money.

iLendingDIRECT offers secured auto title loans to help you pay off credit card debt, make home improvements or take that trip you’ve been planning, but couldn’t quite afford. If you have a vehicle that is paid off and you hold the title outright, we can provide you with a quick cash approval of up to $10,000* through a secured auto title loan.

  • It is simple interest, so there’s no compounding interest over the life of the loan. This saves you money over the long term.
  • It is secured, which usually results in lower rates than when applying for unsecured debt.
  • There are no prepayment penalties, so you can pay off the loan quicker if you need or want to.

Please give us a call at (866) 683-5505 for more information on our cash loan program, secured title loan and several other great opportunities to help you save money every month and put that cash back in your pocket!

*Granting of cash back is subject to credit requirements and the loan to value of the vehicle. The cash back amount will be made available to you via check or electronic transfer and will be added to your loan amount. Interest will accrue on your cash back amount. Non-commercial vehicles up to 8 years old may be eligible for up to $5,000 cash back.

Why Choose iLendingDIRECT?

We'll Find You Low Rates

We partner with a nationwide network of lenders to get you the most competitive rates in the country.

You'll Get a Custom Loan Solution

We work to find a solution that fits your unique situation, regardless of what you’re paying or how much you owe.

We Are Here For You

Our experienced loan consultants are highly-trained and will offer a thoughtful and compassionate solution to your individual situation.

Your Vehicle Refinance Is Just The Beginning

We are a full spectrum finance company offering refinancing, cash back, lease buyout, and more.

It's Quick & Easy

Your time is valuable; Our process is simple, and you can do it all from home or your mobile device.

No Money Down

You can keep your cash, and refinancing your vehicle may even allow you to skip a month's payment, saving you even more money.

Case Studies

Case Studies
iLendingDIRECT Relieves Customer Debt Burden

Kim called a few of the companies advertised in the mailers and ultimately chose iLendingDIRECT to provide her refinancing. “They were the best at getting back to me and I trusted my iLendingDIRECT representative, Eric, right away.” Remembering their first conversation, Kim says, “When Eric found out how high my current interest rate and payment were, he immediately got to work!”

View Case Studies

Customized Financial Solutions

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Our solutions are customized, flexible and tailored to help a wide range of customers, including:

  • Anyone needing to reduce monthly expenses
  • Couples going through a break-up where one person needs to be taken off of a car loan
  • Someone trying to build or rebuild their credit
  • Someone whose credit has improved and they wish to lower their monthly car payment
All company meeting, Fleet University competition

Who We Are

iLendingDIRECT connects clients with auto finance providers to help them refinance their auto loan quickly and easily. iLendingDIRECT works with a network of nationwide lenders to offer the most competitive rates in the industry, with personalized attention from experienced loan consultants.

In business since 2006, iLendingDIRECT is a national leader in auto refinancing, voted one of the 2016 and 2017 Best Places to Work by the Denver Business Journal, named to the 2016 Inc. 5000 list and is a BBB Accredited Business with an A+ rating.

Our Story

What Customers Are Saying About Us

“I had a great experience with Ryan Lynch at iLendingDirect. Being new to the US, I had a tricky case (on a temp visa, young credit history, etc). Ryan was the only broker I talked to who brought up these issues and plans for navigating them, so I felt like I was in the right hands from day one. He was able to successfully secure me the financing rate I was hoping for with a trustworthy credit union and made the whole process simple from the start. He was patient while I asked lots of questions, prompt with responses and service, and he got the job done. “

Current Customer

What Customers Are Saying About Us

“iLendingDIRECT did a great job on my refinance and lowered my rate and term on my car- it saved me over $5,000 in interest!”

Current Customer

What Customers Are Saying About Us

“Dustin Thomas called and was gave me information on my application for a refinance on an auto loan. After reviewing all my options we came to the conclusion, I would be better off sticking with my original loan. Knowing he was there selling a loan, he still gave me information that would be better for me, not his company. I really appreciate someone thinking of me and not looking at the bottom line for himself. Next time I’m looking for a loan, Dustin will be the first person I call. Your company’s name will be on the top of the list.”


What Customers Are Saying About Us

“Lori helped me with getting my car refinanced and she was a great help. She walked me through every step and explained everything I was signing for.”

Current Customer

Get Started Today

At iLendingDIRECT we care about your financial health! Let us help put cash back in your wallet, protect your vehicle, and secure your budget.

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Other Services

Guaranteed Asset Protection (GAP) Waiver

Life insurance for your car! Guaranteed Asset Protection (GAP) costs just pennies a day.

Lease Buyout

If you lease your vehicle, there are many options that allow you to keep your vehicle and save money.

Vehicle Service Contract

Vehicle Service Contract gives you peace of mind.

Auto Refinancing

We have developed long-time relationships with banks and credit unions, and have already negotiated low interest rates to help you save money on your car, truck, SUV, motorcycle, RV or boat.

Buy Your Company Car

We can help you purchase your company car and educate you on the available options.

Have a Question?

Call us now to start saving right away!

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