GAP Waiver - BBB A+ | iLendingDIRECT

We offer Guaranteed Asset Protection that helps to pay off your loan when you have an unexpected vehicle total loss.

Guaranteed Asset Protection (GAP) is a supplement to your primary automobile insurance policies. It covers the difference between your outstanding automobile loan balance and the depreciated actual cash value of your vehicle in case of a total loss. On average, Guaranteed Asset Protection (GAP) costs just .45 cents a day. That’s less than the cost of a cup of coffee.

GAP waivers, often called GAP insurance, is a type of policy that was born out of necessity. The high cost of new cars and the calculation of the actual value versus the market value of vehicles created an ever-widening gap between the car loan amount and what an insurance company would actually pay for the vehicle if it were a total loss. We are here to close that gap for you.

At iLendingDIRECT, we want to ensure that an accident that results in a total loss won’t become a financial catastrophe for you. Our bank and credit union partners will allow you to participate in the GAP waiver program with no cash out of pocket.

Call us today, so our expert loan consultants can help fit this protection into your budget and your monthly payment. Reach us at (866) 683-5505 or fill out our contact form.

*GAP is designed to help in covering the unpaid balance of an automobile loan in the event of a total loss of the vehicle. The GAP wavier coverage amount will vary based on the amount still owed and the current value of the vehicle.

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You can keep your cash, and refinancing your vehicle may even allow you to skip a month's payment, saving you even more money.

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At iLendingDIRECT we care about your financial health! Let us help put cash back in your wallet, protect your vehicle, and secure your budget.
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