iLendingDIRECT offers you Guaranteed Asset Protection for your vehicle.
We offer Guaranteed Asset Protection that helps to pay off your loan when you have an unexpected vehicle total loss.
Guaranteed Asset Protection (GAP) is a supplement to your primary automobile insurance policies. It covers the difference between your outstanding automobile loan balance and the depreciated actual cash value of your vehicle in case of a total loss. On average, Guaranteed Asset Protection (GAP) costs just .45 cents a day. That’s less than the cost of a cup of coffee.
GAP waivers, often called GAP insurance, is a type of policy that was born out of necessity. The high cost of new cars and the calculation of the actual value versus the market value of vehicles created an ever-widening gap between the car loan amount and what an insurance company would actually pay for the vehicle if it were a total loss. We are here to close that gap for you.
At iLendingDIRECT, we want to ensure that an accident that results in a total loss won’t become a financial catastrophe for you. Our bank and credit union partners will allow you to participate in the GAP waiver program with no cash out of pocket.
*GAP is designed to help in covering the unpaid balance of an automobile loan in the event of a total loss of the vehicle. The GAP wavier coverage amount will vary based on the amount still owed and the current value of the vehicle.
Why Choose iLendingDIRECT?
We'll Find You Low Rates
We partner with a nationwide network of lenders to get you the most competitive rates in the country.
You'll Get a Custom Loan Solution
We work to find a solution that fits your unique situation, regardless of what you’re paying or how much you owe.
We Are Here For You
Our experienced loan consultants are highly-trained and will offer a thoughtful and compassionate solution to your individual situation.
Your Vehicle Refinance Is Just The Beginning
We are a full spectrum finance company offering refinancing, cash back, lease buyout, and more.
It's Quick & Easy
Your time is valuable; Our process is simple, and you can do it all from home or your mobile device.
No Money Down
You can keep your cash, and refinancing your vehicle may even allow you to skip a month's payment, saving you even more money.