iLendingDIRECT has a lease buyout solution that will work for you and your individual financial situation.

While there are several reasons you may want to keep your leased vehicle, one of the most likely situations is that you’ve driven over your allotted miles and don’t want to pay the thousands of dollars due at the end of your lease. Or, you might love everything about your vehicle and want to keep it and avoid any penalties. Whatever the reason, iLendingDirect will get you the financing you need to buy out the lease on your car, truck or van.

There are two kinds of car lease buyouts or payoffs:

  • Lease-end Buyout or Lease Payoff – This is where you purchase your vehicle at the end of your lease from the leasing company, either with cash or a loan, for the guaranteed purchase price specified in your auto lease contract.
  • Early Buyout or Early Payoff – This is where the leasing company allows you to purchase your vehicle before the end of your lease. Most auto lease contracts allow this option.

When should you exercise a buyout or payoff for your auto lease?

If you’ve exceeded your mileage limits, or have excessive wear or damages and you want to avoid associated penalties, you may want to consider an early buyout. Most auto leases provide you with the option to buy your vehicle prior to or at the end of your lease. You need to be sure to read your lease contract to determine if you have any restrictions on the lease in which you may or may not exercise your purchase options.

Our expert loan consultants will help you understand the best option for your situation — they will take you through the steps for the buyout of your current auto lease. They can also guide you with assuming your auto lease. Ask us your questions by filling out the contact form or calling (866) 683-5505.

Why Choose iLendingDIRECT?


We partner with a nationwide network of lenders to get you the most competitive rates in the country.

You'll Get a Custom Loan Solution

We work to find a solution that fits your unique situation, regardless of what you’re paying or how much you owe.


Our experienced loan consultants are highly-trained and will offer a thoughtful and compassionate solution to your individual situation.


We are a full-spectrum financial solutions company, offering refinancing, cash back, lease buyouts and more.


Your time is valuable; Our process is simple, and you can do it all from home or your mobile device.


You can keep your cash, and refinancing your vehicle may even allow you to skip a month's payment, saving you even more money.

Case Studies

Case Studies
iLendingDIRECT Relieves Customer Debt Burden

Kim called a few of the companies advertised in the mailers and ultimately chose iLendingDIRECT to provide her refinancing. “They were the best at getting back to me and I trusted my iLendingDIRECT representative, Eric, right away.” Remembering their first conversation, Kim says, “When Eric found out how high my current interest rate and payment were, he immediately got to work!”

View Case Studies

Customized Financial Solutions

Our solutions are customized and flexible and tailored to help a wide range of customers, including:

  • Anyone needing to reduce monthly expenses
  • Couples going through a break-up where one person needs to be taken off of a car loan
  • Someone trying to build or rebuild their credit
  • Someone whose credit has improved and they wish to lower their monthly car payment

Who We Are

iLendingDIRECT connects clients with auto finance providers to help them refinance their auto loan quickly and easily. iLendingDIRECT works with a network of nationwide lenders to offer the most competitive rates in the industry, with personalized attention from experienced loan consultants.

In business since 2006, iLendingDIRECT is a national leader in auto refinancing, voted one of the 2016 and 2017 Best Places to Work by the Denver Business Journal, named to the 2016 Inc. 5000 list and is a BBB Accredited Business with an A+ rating.

Our Story

What Customers Are Saying About Us

“Just wanted to say a big huge thank you to iLendingDIRECT for such wonderful service! I have to admit I was a bit skeptical initially, but iLendingDIRECT made the whole process so easy and I was able to get the new loan approved within a week, and he has followed up with me every single step of the way!”

Current Customer

What Customers Are Saying About Us

“I transferred my car loan over to iLendingDIRECT after they offered me an interest rate less than half of my old company. It was one of the best financial decisions I have made in life!”

Current Customer

What Customers Are Saying About Us

iLendingDIRECT saved me over $100 a month.

The savings made a world of difference. I’m able to save the money up for the house I’m trying to buy. So, it just put me on that path for me and my family.

Antonio Jacobs 

What Customers Are Saying About Us

We were thrilled to save over $5,000 dollars.

Mindy Hernandez

Get Started Today

At iLendingDIRECT we care about your financial health! Let us help put cash back in your wallet, protect your vehicle, and secure your budget.

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Other Services

Vehicle Service Contract

Vehicle Service Contract gives you peace of mind.

Auto Refinancing

We have developed long-time relationships with banks and credit unions, and have already negotiated low interest rates to help you save money on your car, truck, SUV, motorcycle, RV or boat.

Buy Your Company Car

We can help you purchase your company car and educate you on the available options.

Cash Back

Vehicle paid off? Get cash back to pay for other expenses.

Guaranteed Asset Protection (GAP) Waiver

Life insurance for your car! Guaranteed Asset Protection (GAP) costs just pennies a day.

Have a Question?

Call us now to start saving right away!

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